Name: Law Office of Michael A. Frank and Rodolfo H. De La Guardia
Address: 10 NW Lejeune Road, Miami, FL, 33126, US
Telephone: 305-443-4217

Practice Areas

We Can Help You with Bankruptcy and more! Serving All Of South Florida, From Key West To Palm Beach

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Practice Areas Form

Bankruptcy
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Car Repossession

Chances are you rely on your vehicle to get you where you need to go. But if you’re late with your car payments, or in some states, if you don’t have adequate auto insurance, your vehicle could be taken away from you.
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Foreclosure Defense
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Garnishments

Is a legal process for collecting a monetary judgment on behalf of a plaintiff from a defendant / debtor.
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IRS Debt

In certain circumstances IRS Debt can be discharged in a bankruptcy.
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Mortgage Modification

Is a process inside a chapter 13 bankruptcy where the terms of a mortgage are modified usually to bring a mortgage current.
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Protect Your Assets

Chapter 13 bankruptcy may help you. Chapter 13 is a reorganization, a payment plan of up to five years under court supervision that allows a debtor to bring his mortgage current.
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Student Loan Modification
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Mortgage Modification

Is a process inside a chapter 13 bankruptcy where the terms of a mortgage are modified usually to bring a mortgage current. The modification changes the original terms of the contract agreed to by the lender and borrower. In general, any loan can be modified, and the process is referred to as loan modification or debt reorganization.

IRS Debt

In certain circumstances IRS Debt can be discharged in a bankruptcy. In other words, if certain conditions exist the debt may be eliminated or if it cannot be discharged then it may be paid back over up to a five year term without interest or penalties.

Garnishments

Wage Garnishments may be dissolved and garnished accounts may also be released and potentially recovered.

Car Repossession

Chances are you rely on your vehicle to get you where you need to go. But if you’re late with your car payments, or in some states, if you don’t have adequate auto insurance, your vehicle could be taken away from you. In most instances the filing of a bankruptcy may protect your car and allow you to repay the debt under more favorable terms.

Protect Your Assets

Chapter 13 bankruptcy may help you. Chapter 13 is a reorganization, a payment plan of up to five years under court supervision that allows a debtor to bring his mortgage current.

In some cases a debtors property may be at risk of being seized by creditors. Chapter 13 may be able to protect these assets from your creditors

Foreclosure Defense

Foreclosure Defense is a legal strategy you can employ as a homeowner to avoid losing your home when you cannot make payments. A mortgage modification is the simplest method of foreclosure defense and aims to persuade your lender to extend a more affordable set of terms under which you will be able to repay your mortgage.

Student Loan Modification

Student loan modification is a process in which we renegotiate your student loans to provide a more advantageous repayment plan. depending on your circumstances you may qualify for a zero-cost repayment plan. this process may enable you to qualify for student loan cancellation after renegotiation